Onboarding

Complete these five steps to build a working budget baseline. The process takes about 15 minutes.

Step 1: Choose Your Currency

Everything in Allowealth is organized by currency. Pick the one you use most, then optionally add a secondary currency for cross-currency accounts.

1. Navigate to the onboarding wizard (opens automatically on first login).
2. Select your primary currency from the dropdown. This is required.
3. Check I also use a second currency if you maintain accounts in multiple currencies, and select your secondary currency.
4. Click Continue.

Step 2: Add Your Accounts

Add the accounts you use daily. Start with one or two important accounts first. You can add more anytime. Each account starts with your current balance so your budget reflects reality from day one.

1. Enter your Account name (for example, “Checking Account”).
2. Select the account Type (Bank Account, Cash, E-Wallet, or Credit Card).
3. Enter your Current balance.
4. Click Add account.
5. Once your accounts are added, click Continue.

Step 3: Enter Monthly Income

Record your expected monthly income. This is the total money available for the month. In the next step, you will allocate it across spending categories. This is a planning number, not a transaction. You can change it later in Settings.

1. Enter your Monthly income amount in the field provided.
2. Click Continue.

Step 4: Allocate Your Budget

Give every amount a job. Adjust the suggested category budgets until the allocation reflects how you actually spend.

1. Review the default expense categories and their suggested allocations.
2. Adjust the amounts for each category to match your expected spending.
3. Add, rename, or remove categories using the provided fields and buttons.
4. The allocation bar shows your progress. Make sure you distribute your entire income.
5. Click Continue when finished.

Step 5: Record Your First Expense

Record one real expense to close the loop. Any amount works, even a coffee, as long as it reflects what you spent today.

1. Enter the expense Amount.
2. Select the Category from the dropdown.
3. Choose the Account you paid from.
4. Add an optional Description (for example, “Groceries”).
5. The Date defaults to today, but you can change it if needed.
6. Click Complete setup to finish.

Congratulations! You have completed onboarding. Allowealth will redirect you to the Dashboard where you can view your financial snapshot.

Post-Onboarding Checklist

After completing the wizard, verify these items:

• Dashboard displays correct account totals.
• Budget shows your allocated categories.
• Your first expense appears in Recent Transactions.
• Reports show data for the current month.

Next Steps

• Add more transactions from the past week to build historical data.
• Set up recurring transactions for bills and subscriptions.
• Invite family members from Settings → Members.
• Review the Daily Workflow guide for maintenance routines.