Reports

Reports help you understand financial patterns over time. Use them for monthly reviews, budget adjustments, and long-term planning.

Report Types

Monthly Reports

View one month in detail:

• Income vs Expenses - Total money in and out
• Category Breakdown - Where spending went
• Trend Comparison - This month versus previous months
• Member Summary - Spending by person (multi-user workspaces)
• Recurring Analysis - Fixed versus variable expenses

Yearly Reports

View annual summaries:

• Annual Totals - Full year income and expenses
• Monthly Trends - Spending patterns across all months
• Category Annual View - Yearly totals by category

Switch between monthly and yearly views using the toggle in the header.

Summary Cards

The top section displays key metrics:

• Total Income - All income received in the period
• Total Expenses - All money spent
• Net Savings - Income minus expenses
• Budget Health - Percentage of budget used
• Account Totals - Current asset and debt balances

Charts

Expense Breakdown (Donut Chart)

Visual representation of spending by category. The top categories display individually. Smaller categories group as “Other.”

Hover over segments to see exact amounts and percentages. Click a segment to filter the category table.

Income vs Expenses (Bar Chart)

Compare income and expenses over time:

• Monthly view - Shows current month plus previous two months
• Yearly view - Shows all months in the selected year

Green bars represent income. Red bars represent expenses.

Recurring Breakdown (Monthly Only)

Pie chart showing:

• Recurring - Fixed monthly expenses (rent, subscriptions)
• One-time - Variable expenses (groceries, dining out)

This helps identify how much spending is fixed versus flexible.

Category Intelligence Table

Detailed breakdown of each expense category:

Column	Description
Category	Name and icon
Spent	Total amount spent
Budget	Monthly limit (if set)
Remaining	Budget left or overage
% Used	Progress indicator

Sort and Filter

• Click column headers to sort
• Use the search box to find specific categories
• Click View Details on any row to see transactions

Drill-Down

Click any category to view:

• All transactions in that category
• Individual transaction amounts
• Dates and descriptions
• Option to edit transactions

Member Spending Table (Multi-User)

Workspaces with multiple members show a spending summary per person:

• Member - Name of the workspace member
• Income Added - Total income they recorded
• Expenses Added - Total expenses they recorded
• Transaction Count - Number of entries
• % of Total - Their share of total spending

This helps identify who is contributing data and spending amounts.

Using the Period Selector

Monthly Selection

1. Ensure Monthly view is active
2. Click the month dropdown
3. Select the desired month
4. Data updates automatically

Yearly Selection

1. Switch to Yearly view
2. Click the year dropdown
3. Select the desired year
4. View updates to show all months

Reading and Interpreting Reports

Healthy Patterns

Look for these positive indicators:

• Savings Rate - Net savings at least 20% of income
• Consistent Categories - Regular monthly spending patterns
• Budget Adherence - Most categories under 100%
• Recurring Ratio - Fixed expenses under 50% of total

Warning Signs

Watch for these issues:

• Declining Savings - Net savings decreasing month over month
• Budget Overruns - Multiple categories consistently exceeded
• Category Spikes - Unusual one-month increases
• Missing Data - Gaps in transaction history

Exporting Reports

Reports currently display on screen. To export data:

1. Navigate to Transactions
2. Filter by the desired period
3. Click Export CSV
4. Use the exported data in spreadsheet software for custom reports

Troubleshooting

Report Shows No Data

1. Check you have transactions in the selected period
2. Verify transactions have categories assigned
3. Confirm the currency selector matches your transaction currencies
4. Try switching between monthly and yearly views

Category Totals Look Wrong

1. Verify all transactions use the correct category
2. Check for duplicate transactions
3. Confirm transaction dates fall in the report period
4. Review uncategorized transactions

Charts Not Rendering

1. Refresh the page
2. Check browser compatibility (modern browsers required)
3. Disable browser extensions that block scripts
4. Try a different browser

Member Data Missing

Member tables only appear in multi-user workspaces. If you expect member data:

1. Confirm other members have joined the workspace
2. Verify those members have added transactions
3. Check your permission level (admins see all members)

Best Practices

Monthly Review Routine

1. Generate the monthly report on the first of each month
2. Review category breakdowns for surprises
3. Compare to the previous month
4. Adjust budgets for the new month based on findings

Annual Planning

1. Generate a yearly report each December
2. Identify spending trends
3. Calculate average monthly expenses
4. Set next year’s budget based on actuals

Investigation Workflow

When you spot an anomaly:

1. Note the category and amount in the report
2. Click through to category details
3. Review individual transactions
4. Fix miscategorized or duplicate items in Transactions
5. Re-run the report to confirm resolution

Related Features

• Budget - Adjust category limits based on report findings
• Transactions - Clean up data affecting reports
• Forecast - Use historical data to project future wealth